Federal Direct Loans
Federal Direct Loans are available to students who are US citizens and permanent residents who are enrolled in an eligible degree program on at least a half-time basis.
Federal Direct Grad PLUS Loans
Federal Direct Grad PLUS Loans are credit-based loans available to eligible law and graduate students enrolled in an eligible degree program on at least a half-time basis (six credit hours per term).
Private loans are credit-based, educational loans from lenders such as private banks and are available to students enrolled in an eligible program on at least a half-time basis.
It is important to review and understand information about loan repayment, loan forgiveness and loan consolidation prior to borrowing. This information will help you understand your obligations and options under the federal loan programs.
Federal Loan Repayment
There are various federal loan repayment plans available to borrowers. Borrowers are able to select the loan repayment plan which best suits their needs.
Public Service Loan Forgiveness
Direct Loan borrowers can have their Federal Direct Loans forgiven through public service.
Federal Loan Consolidation
Borrowers who have multiple federal loans can consolidate these loans into one loan.