Loans

Federal Direct Loans

Federal Direct Unsubsidized Loans are available to students who are US citizens and permanent residents who are enrolled in an eligible degree program on at least a half-time basis.

Federal Direct Grad PLUS Loans

Federal Direct Grad PLUS Loans are credit-based loans available to eligible law and graduate students enrolled in an eligible degree program on at least a half-time basis (six credit hours per term).

Private Loans

Typically Federal Direct Unsubsidized Loans have fixed interest rates and lower fees than private loans, however, if you believe that you would qualify for lower interest rates because of a good credit history, it could be beneficial to research private loan options.

Private loans are credit-based, educational loans from lenders such as private banks and are available to students enrolled in an eligible program on at least a half-time basis.

It is important to review and understand information about loan repayment, loan forgiveness and loan consolidation prior to borrowing. This information will help you understand your obligations and options under the federal loan programs.

Federal Loan Repayment

There are various federal loan repayment plans available to borrowers. Borrowers are able to select the loan repayment plan which best suits their needs.

Public Service Loan Forgiveness

Direct Loan borrowers can have their Federal Direct Loans forgiven through public service.

Federal Loan Consolidation

Borrowers who have multiple federal loans can consolidate these loans into one loan.