Estimate What I Owe

Full Year Calculation for Fall 2022 & Spring 2023


Once you have received your financial aid offer from the University of Richmond, the below tool will assist you with estimating what you may owe after financial aid has been applied. Note that this tool only provides an estimate of what you may owe. The actual amount owed could vary due to such things as deposits paid, loan fees, parking sticker fee, parking tickets, etc.

This tool will not work for students who are only attending for one term or studying abroad for a semester.

2022-23 Academic Year Tuition
Select your meal plan from the list

Meal plan participation is required as part of the residence hall housing agreement. For more information on meal plan options, visit the Dining Services and Controller websites. 

Select your housing from the list

The University of Richmond has numerous housing options.  For more information on housing costs and how to sign up for housing, visit the Residence Life and Housing website.

Student Health Insurance Plan (SHIP)

The University of Richmond requires undergraduate students to purchase the SHIP while enrolled at the University to ensure that an unexpected illness or accident does not hinder student wellness or academic success. Students who already have health insurance may waive out of purchasing the SHIP, if they meet certain requirements. See the Student Health Insurance web page for specific information for domestic or international students**.

Enter your financial aid and/or your scholarship aid

Enter the total grant and scholarship amount included in your financial aid offer. Do not include a Self-Reported Scholarship, if one appears in your award offer. If you wish to borrow loans, you will want to also include the loan amounts in this figure. Do not include Federal Work Study funds listed in your award letter as these do not pay directly toward your charges but are monies available to earn through work.

2022 Fall
2023 Spring
Estimated Amount
I Owe*:

*Negative amounts signify a credit balance which could result in a refund.

Please note that this tool is an estimate and your bill may vary. Actual invoices are sent by Student Accounts. Also, deposits are typically applied to the fall bill only, so fall and spring balances may not be equal.

There are other resources available to assist you with your educational expenses. These include a federal loan for parents, private loans, and an installment plan.

**International students: A taxation charge may be added to your account. The amount of this taxation charge is determined based on the qualified and unqualified expenses as defined by the United States’ Internal Revenue Service (IRS). Qualified expenses are deemed necessary or required expenses, i.e. tuition and health insurance. Any scholarship or aid that goes above tuition and health insurance is considered non-qualified and is taxed at 14%. That tax is then added to your student account and you will be billed for it. This process is done each semester.